Retirement cash flow, Roth conversions, RSUs and stock options.
Build your household plan and explore every available tool for free.
RSUs. Stock options. More ways to save for the future. Free tools to explore the decisions that come with the way the Bay Area gets paid.
See what counts as wages, what becomes your cost basis, and the gain or loss when you sell your shares.
Settled at $150 per share; all shares sold at $185, with $20 in fees. The sale gain is separate from the wages.
Explore the cash needed to exercise, the AMT income adjustment, and the dates that affect a qualifying sale.
A $5 strike and $30 value at exercise; shares held through year-end. The AMT adjustment is income, not your tax bill.
Explore mega backdoor Roth contribution room and direct transfers, with checks for what your employer’s plan actually permits.
Try the examples without signing in. These tools calculate income, basis and contribution components; they don’t calculate a complete tax bill or automatically change your retirement projection. See calculation coverage.
A retirement date. A different way to draw income. A little more room for the things you love. Amicus helps you see how today’s choices connect to tomorrow’s possibilities.
Bring your accounts, income, and spending together. See the connections that a collection of balances can’t show.
Meet your planning workspaceRetire a little earlier. Spend a little differently. Compare possibilities without losing your starting point.
Open the assumptions. Follow the annual cash flow. Understand what a projection includes—and what it doesn’t.
You don’t need a perfect plan to begin.
Just a few details and a little curiosity.
Add your household, accounts, and goals. Start with what you know and refine the details as you go.
Try a retirement date or a Roth conversion. Compare scenarios using the same underlying assumptions.
Review the cash flow, taxes, and limitations. Save the useful questions for your next conversation.
“Should I convert?” is only the beginning. Explore how much, when, and where the tax payment could come from.
Build, compare, save and revisit your plan.
No subscription. No payment card. No trial.
Create a plan you can save, revisit and refine.
Build my free planUnderstand your RSUs and stock options. Explore an after-tax 401(k) transfer, a home’s inherited basis, or a gift to the next generation.
Standalone illustrations with their own eligibility checks. Check coverage before you begin.
THE HUMAN SIDE OF PLANNINGTalk through the questions behind your numbers. Request an introduction to Wayne and let the team help with the next step.
Requests are free; availability, service scope and any professional fees are confirmed separately.
Good questions deserve
straightforward answers.
Yes. All currently available planning tools are free: retirement cash flow, manual Roth comparisons, RSU and ISO worksheets, mega backdoor Roth, and home-basis and inheritance tools. Save three scenarios and export your inputs and annual results. No subscription, payment card or paid upgrade is required.
We make the tools free so more people can explore their options and get to know Amicus. If you want personal help, you can choose to contact our team. Inquiries are free; any professional services have a separate scope and fee. Creating a plan never signs you up for marketing or requires a consultation.
Absolutely. Open the sample workspace to explore a fictional household, edit its inputs, and see how a scenario changes. The demo is available without registration or a payment card. Start planning to set up your own workspace.
Explore retirement cash flow, manual Roth conversions and federal tax estimates for supported cases in California, Florida and Texas. California includes a limited state income-tax estimate. Separate tools cover RSUs, incentive stock options, mega backdoor Roth transfers, home basis and inheritance. These worksheets do not automatically change your retirement projection. Every result includes its assumptions and coverage limits; no jurisdiction has been independently certified for complete financial planning.
The software helps you explore conditional outcomes and compare your own assumptions. It does not guarantee savings or returns, execute transactions, or replace individual tax, legal, or investment advice. Review consequential decisions with an appropriately qualified professional.
Creating a plan does not authorize a professional referral, marketing contact, or an investment inquiry. Those purposes require separate permission. The contact form sends only the details and question you enter; it does not attach your financial plan.
MORE PERSPECTIVE. MORE POSSIBILITY.Retirement, Roth and equity tools. All free to use.
Build my free planNo subscription. No payment card.